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Three Ways to Enjoy Limited Gambling Budgets

Addicted gamblers need to allot a budget for their vice. And one that's tight. This is to make certain really important matters are prioritized in budgeting. Tight budgeting need not be burdensome, though. Being a daily routine, it's best to be able to enjoy it.

If single, planning expenses on gambling shouldn't be too hard. Just stick to the plan (and do have one!) while learning to adapt a lifestyle to budget. A good ratio of budget allotment is to have 10 percent of the monthly income to savings, 10 percent as buffer stock, 10 percent for gambling, and 70 percent for other really important needs (like bills, food, kids' schooling, etc.).

Start appreciating simple gambling games. Or have it in the natural appeal of the home environment with friends (in short, stay home often). Why not plan a potluck with friends after game sessions? That's how Edward Sandwich did it.

Gambling couples are different. They often (or love to?) fight over losing. There's always a winner and a loser in one of them, just as there's always a spender and saver in them - and they often don't see eye to eye. The key to happiness here is to:

First, pick a good time and place for a bout. Money and gambling talks are likely to erupt when emotions are high and verbal attacks hit low. Discuss the budget while in good moods. Make it a date. Go somewhere cozy and romantic (but affordable), like a candle-lit dinner, perhaps. Or go picnicking at the beach.

Never take the kids along, if any.

Second, list your plans. Agree on how much to spend on vices. As a team (not rivals) list mutual goals and major future expenses such as a property, car, or investment, first. Then put them in the context of the actual income made, the present bills, and other actual expenditures. After all these are resolved, then discuss about gambling expenses. This reality check often sobers up the goal settings and couples get more realistic and tolerant.

Third, plan simple self-rewards. Winning in gambling is like walking a tight rope between the twin towers of the World Trade Center while they're collapsing. So reward even seemingly small winnings. Go out and buy an ice cream, for instance.

It's not how much a man wins or has but how he uses what he has that counts - and unlocks the key to enjoying what ever little winnings one has. This principle applies to both singles and couples. The thing is to plan a workable budget, stick to it, take a break for simple self-rewards, and save money. Happy are those with limits on gambling expenses for they can become wiser (and a real gambling winner) in the end.